Elisha Hardy

Exactly what it that means is that buyers just need to be approved for Conventional/FHA/RD to purchase. I can’t make it any clearer. As long as the buyer puts down $1,000, Non- refundable deposit and we (Asset Development Inc.) have reviewed all the contingences of their financing. They can pick their lot, pick their home and we put together there completion schedule check local comps and appraisal conditions to support the purchase. We break ground! All they have to do at this point is pick their Kitchen, light fixtures, flooring, siding color, roof color and its done! I encourage you to talk to any builder in the area you feel might be of any competition and ask if they are offering this program. What first time home buyers can afford 20% out of pocket?? So having said that we are literally are the only game in town offering this program!

Buyers will drive around with their broker and look at 15 or 20 homes 5 years to 40 years old with a lot of issues that they will not have funds to address after they close. This program is a huge advantage for the buyer. It saves them if they did qualify having to get a construction loan at their bank paying for 2 closings and paying interest on live money draws through- out the construction of the home, money they can put directly back into the home they want to buy. The banks virtually have made it impossible for buyers to obtain construction financing. Can you see why Asset Development Inc. has a program to offer on New Construction!

Every time we hear of a buyer closing on a home in Sidney that is 5-10-15 years or older! We think one thing why didn’t they know about us??? They certainly would want a brand new house in a new subdivision with current energy efficient BOCA standards right?? Especially after they have been driving around looking at homes for 6-12 months.

For more information on how this works call Elisha Hardy @ (207)314-2574
Check out our current listings to be built, but remember we can build any style and on any lot to meet your needs and desires.

Elisha is a licensed Broker with Prudential Northeast Properties 160 Broadway Bangor, Me 04401

Why is the worst time of the year, often the best time for real estate buyers?


October 29, 2013 — Realty Times Feature Article by PJ Wade

Why is the worst time of the year, often the best time for real estate buyers?

The holiday season and the following “worst weather” months are widely considered the worst time of the year for selling or buying real estate. In reality, these distraction-packed months – November to February – carry benefits for determined buyers.

•Join the “herd” of buyers who are active during traditional “good weather” home shopping months – starting with the spring frenzy of home buying – and this competition for properties can mean buyers pay more, lose out on good-value listings, and receive less attention from swamped real estate and mortgage professionals.

•Get outside the traditional “box” of right times to buy and you’ll deal with sellers who are very committed to selling, real estate and mortgage professionals able to give you their full attention, and less competition for good-value listings. This lack of competition should mean you get more for your money with less hassle, more personalized service from real estate and mortgage professionals, and time to make confident decisions.
Yes, tradition may dictate that you put your dreams and your life on hold to spend and eat too much over the holiday season, and then cut corners when bills come in during the winter. However, “we’ve always done it that way” tradition does not mean we’ve ever done it the right way. What priority do you give your real estate goals and dreams? Is it time for you to break from the buyer “herd” and make sure you receive the best buying opportunity possible?

The key advantage of shopping for a home during “the worst times” is that sellers who have listed their property during these periods are serious, often very serious, about selling. Motivated sellers understand why they benefit from taking offers to purchase seriously and take the time to explore how they may be able to work with the buyers. As we’ve discussed before, it’s about a lot more than purchase price. For instance, offering to match the seller’s perfect closing date can carry considerable value for the seller just as not asking for a huge shopping list of inclusions means savings for sellers.

There’s a practical side, too. Viewing property at “the worst time” can tell you a lot about what you can really expect from a property:
Visit a house during a hard rain and you’ll see how well the eavestrough system does its job. No overflowing gutters, waterfalls at corners, or soaked exterior walls. There should not be exterior water damage or water in the basement (at least from that source). Observe how the rain water flows off the land. Does it collect around the house or move to the street? Pooling may indicate a potential basement problem. The longer water problems from poor maintenance continue, the greater the cost of repairing the damage. Paint may camouflage the trouble, but the problem will persist.
Drive by houses after a fresh snowfall and you’ll discover which are well insulated (snow on roof) and which are losing heat (melted snow).
Tour a house on a very windy day and drafts, insufficient insulation, and poorly-sealed windows and doors will be revealed.
Spend time in a house on a cold day and study how well the furnace heats the whole house. When a furnace is replaced, the duct work is not always adapted. Is it noticeably colder in the back rooms? How’s the second floor and the bathrooms?
During the holiday season when parties and cooking are popular pastimes tour condominium units and you’ll see how far noise and smells travel in the building and into the suite or townhome you’re considering.
Ask an experienced real estate professional for their “best things” about “worst times” or let me hear yours:

Are you ready to turn “the worst times for home buying” into the best time for your successful real estate transaction?

Onward & Upward – the directions that really matter!

Dealing With Unrealistic Sellers


Scott Newman

By Scott Newman

The market is recovering—in some areas it’s even a seller’s market—and that means sellers can once again be a little more demanding…and a little more unrealistic.

So your client is turning into a “sellerzilla.” What do you do when your relationship with the client is on the line, but you need to get your point across?  Read on…

Show Them, Don’t Tell Them

If my seller client isn’t willing to listen to my pricing advice and they think they know better me, I prove to them that I’m right. But I don’t do this through arguing, CMAs, or anything of that nature. Instead, I utilize their own two eyes.

If your client wants to list for $275,000 and you know the house won’t sell for more than $240,000, schedule 45-60 minutes with your seller prior to listing their home and take them to see homes for $275,000.  When your client sees that the homes in his or her intended price point are bigger, nicer, and overall more appealing, then you significantly strengthen your argument without having to risk isolating your client.

Stay Consistent

They say it takes 21 days of doing something everyday to make it a habit. The same concept comes into play with unrealistic sellers.

So you’ve done the CMA, shown them competing listings, but they still want to list a little high. Don’t worry, it’s not the end of the world! Make sure you don’t shy away from confrontation, and make it a point to call them once or twice a week and review the latest data and push for that price drop.

Let Them Hear It Straight From The Horse’s Mouth

No one wants to upset their client, but the reality is your client needs an adviser, not a cheerleader. That means sometimes having an opinion or giving advice will contrast to what your client thinks or feels is best.

Rather than risk damaging the relationship with your client by directly pushing for a price drop, instead try letting the buyers do your dirty work for you.

At my company, we made the decision a while ago to set up a feedback system, so anytime a buyer’s agent leaves feedback about one of our listings, it goes directly to both the client and us. This way, the feedback arrives unfiltered and will demonstrate that it’s not just you who thinks the price is off.  These e-mails also serve as jumping off points for discussion about a price drop, which should help you got the ball rolling with those uncomfortable conversations.

Not every listing is going to be perfect. But by staying on top of your clients and following these tips, you’ll be able to circumvent the objections and concerns of unrealistic sellers and make listing property a profitable part of your business model.

Scott Newman is the broker-owner of Newman Realty in Chicago. Connect with Scott at or @newmanrealty.

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Seasonal Tips for a Great Looking Property This Fall


By Charlene Storozuk, Dezigner Digz

Photo credit: Charlene Storozuk, Dezigner Digz

It’s hard to believe that fall is already upon us. Summer may be over, but now is not the time to neglect a home’s exterior, especially if it’s going to soon be listed for-sale this season. Here are a few tips to help you embrace the fall season and keep your property looking its best:

·     The most obvious tip: rake up leaves on a frequent basis;

·     Inspect your gutters regularly and remove any leaves that get trapped;

·     Carry on weeding garden beds and walkways;

·     Remove all annual flowers that are no longer blooming and plants that are past their “best before” date.  Dead vegetation gives the impression of a home not cared for;

·     If you’re experiencing a warm, dry fall in your area, you’ll still need to irrigate your lawn (according to local by-laws of course);

·     Fertilize your lawn before the ground freezes (unless you’re lucky enough to live in a year-round warm climate).  This will give your grass a head start in the spring.  However, check with your local garden center first to find out if this is the right course of action for your particular environment;

·     Readjust the timers on outdoor lighting displays since it now gets dark earlier;

·     Give your gardens some liveliness by planting fall flowers such as chrysanthemums. Choose a color that compliments the exterior of your home;

·     Redesign your urns and flowers pots – it’s time for a fall theme;

·     Add some vignettes. Sometimes, it’s the little things that produce the most attention.  My personal favorite for generating anticipation in potential buyers is to create a simple fall vignette on the porch. Pumpkins add a punch of color and provide a warm, welcoming look when blended with something interesting like a couple of antique lanterns, for example.  Be careful not to add too many items to the vignette or it will appear too cluttered.

If there’s a swing or rocking chair on the porch, add cushions with a generous amount of orange in them to tie everything together.  If you pay this much attention to the exterior of your home, buyers will be anxious to see what awaits them behind the front door.  The photo above was taken at the side door of a property that was never used as an entry point. Be sure when creating your vignette that you don’t block access to the front door.

These are just a few things that will help keep the exterior of your home looking terrific right through to the next season: The dreaded winter.  We won’t think about that right now though!

Have I missed anything?  Feel free to add your fall tips to the list!

Charlene Storozuk

Charlene Storozuk

ABOUT THE AUTHOR: Charlene Storozuk is the owner of Dezigner Digz, a professional home staging and interior decorating company based in Burlington, Ontario. Her work is featured in the book FabJob Guide To Become A Home Stager, 2009 edition. Sheserves as regional vice-president, Canada for the Real Estate Staging Association and is a past recipient of the North American Leadership Award for her work as founder and president of the Halton & Hamilton-Wentworth RESA Chapter.

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Stock Cabinets Save Money on Kitchen Redos


The cost of quality stock cabinets for an average-sized kitchen generally runs $8,000 to $10,000, according to consumer website Houselogic. Semi-custom cabinets would cost about twice that, the site reports, and full custom cabinets would cost even more.

Help home owners make such smart choices with stock cabinets that look like they were made to order at an astronomical price. Post to your website a free article, How to Choose Stock Kitchen Cabinets, from REALTOR® Content Resource. It’s one of five free articles now available in the October “Save Big While Boosting Home Value” article package.

You can also post to your website (or your blog, Facebook page, or Twitter feed; email; add to your e-newsletter; or brand, print, and hand-deliver) any of about 1,000 always-free home listing, selling, and ownership articles. Just search the REALTOR® Content Resource by keyword or topic for other content ranging from home improvement and maintenance to taxes and finance.

While you’re adding REALTOR® Content Resource materials to your marketing communications, be careful not to download photos or videos on the site. The REALTOR® Content Resource doesn’t have permission to allow others to use them, and owners of the images actively search online — and charge violators for — unauthorized uses. Learn more in the Reprint Rights Policy.

The REALTOR® Content Resource is brought to you by the NATIONAL ASSOCIATION OF REALTORS®. With it, you can download free homeownership content from HouseLogic to your marketing materials.

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